2013 is fast becoming the year of the credit monsoon after the credit drought of the past 5 years. Not only have mortgage rates plummeted to record lows for the contractor and freelance community, but traditionally conservative lenders are now turning to the UK’s flexible professional workforce as the go-to place for targeted low-risk lending. Traditionally reticent lenders with ‘black and white’ lending criteria have recognised that the freelance population is one that presents relatively little risk and is a good target at which they can fling funds that must be lent. Click here to read more